Business 360
The industry-leading insurance service for businesses and their employees.
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What is Business 360?
Protecting your business is a must.
Our approach is truly bespoke to you and your business as well as being fully advised. Your own dedicated account manager to help you protect your business and/or your employees. We provide a holistic approach ensuring business risk and goals are matched to budget and wellbeing with employees truly understanding their benefits.
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Protect your business
Business 360 begins by researching your business in advance of our consultation. We then look to discuss the facts, your objectives and priorities as well as your budget. We start with the business which includes cover for:
- Shareholders Protection
- Key Person Insurance
- Business Loan Protection
Protect your employees
We then go on to understand your existing cover or appetite for Employee benefits, including Directors and key people, paid for by the business.
These include:
- Relevant Life - Life insurance for Directors and key employees
- Exec IP - Income protection for key people
- Group Risk - Life insurance for your employees also known as death in service
- Group IP - Sick pay for your employees
- Group CIC - Critical illness cover for your employees
Furthermore to promote wellbeing and employee retention, we can also help with:
- Business private medical insurance
- Group private medical insurance


Support your employees to compliment the cover you have provided
This is where Cover Direct goes above and beyond. You can only do so much to protect your employees in their financial stability. We then ensure your employees not only understand their benefits but we offer personal consultations under your brand to help them discover gaps in their protection against their own unique circumstances. Personal protection options available include:
- Income protection
- Critical illness cover
- Life insurance (mortgage and family protection)
- Private medical insurance